speak to an agent

Pay less for
car insurance?
Say no more.

Please enter a valid 5-digit ZIP code.
Illustration of person on a bench under a tree
Illustration of person leaning on a car
Magenta waves


Coverage that's right for you. Options to choose from include:

  • Roadside Assistance included in every policy
  • New Car Replacement Coverage
  • Rental Reimbursement


99.6%* of customers save money when they

  • Pay for 6 months at a time
  • Purchase 7 days prior to policy start date
  • Avoid gaps in coverage
  • Go paperless


Customer service comes first. We're here to help when you need it most.

  • Backed by Shelter Insurance® and 75+ years of award-winning service
  • Need help? Call, chat, or email us

The Say app has arrived!

Managing your policy can be as easy as ordering pizza on Sunday night.

more about the app

view in Apple Store view in Google Play download in app store download app
  • Get your ID card
  • Make Payments
  • Edit your policy
  • File a claim

Why choose Say?

Save Time

Access your policy, make a payment and file a claim anywhere, anytime online. If you'd like to call, most of our customer calls are resolved within 5 minutes.

Save Money

We skipped the paper-heavy model and opted for online only, so we can keep costs low for you and save some trees while we're at it.

Save Worries

Accidents are stressful. That's why we created a claims process that's quick & easy. File a claim 24 hours a day, 7 days a week by signing in online or by giving us a call at 1-800-225-5729. Either way, we're here for you.

learn about claims

Who are we?

We were created by Shelter Insurance®, with the goal of delivering an online experience that works for you. We strive to make the car insurance process clear and simple by ditching the insurance jargon and giving you the information you need to be confident in your policy choice. So, wave goodbye to insurance worries and say hello to Say!

Where we are:

You can find us in Colorado, Illinois, Indiana, Kansas, Missouri, and Tennessee.

Dharmik 11/2021

"Great insurance company. It is priced reasonably compared to other companies. Plus the customer service is easy to reach. I would definitely recommend..."

WM 11/2021

"Deeply competitive priced, amazing roadside assistance, great customer service and customer support. Very fast and complete. I definitely would..."

Pamela 10/2021

"Say Insurance beat all of the other insurance quotes that I had received from other companies by a lot! The ease with the process and buying only what..."

Louis 10/2021

"They helped me when everyone else wouldn't and at a reasonable price and each year after my price started going down, I will continue to use..."

Karl 10/2021

"I struggled to find good insurance at a rate I could afford. In the end the coverage is the same but Say insurance was half the cost of the more..."

Yohannes 10/2021

"Say Insurance gives quality Customer service to its clients that is why I'm still with Say Insurance...."

Heather 08/2021

"Obtaining auto insurance through Say Insurance was truly the easiest, most pain free insurance switch I have ever done. The rates were low..."

Say Insurance® is backed by Shelter Insurance® and their 75+ years of experience.

Say Insurance® is proud to hold an A+ rating from the Better Business Bureau®.