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Coverage

Coverage that meets your needs. Options to consider:

Roadside Assistance included in every policy
New Car Replacement Policy
Rental Reimbursement
Many more

learn about coverages

Discounts

Car insurance that doesn't break the bank. Discounts below can save you up to 10% each!

Pay for 6 months at a time
Purchase 7 days prior to policy start date
Go paperless

view all discounts

Service

Customer service comes first. We're here to help when you need it most.

Backed by Shelter Insurance^® and 75 years of award-winning service
Available to help through phone, chat, or email

more about us

Why choose Say?

Save Time

Access your policy, make a payment and file a claim anywhere, anytime online. If you'd like to call, most of our customer calls are resolved within 5 minutes.

Save Money

We skipped the paper-heavy model and opted for online only, so we can keep costs low for you and save some trees while we're at it.

Save Worries

Accidents are stressful. That's why we created a claims process that's quick & easy. File a claim 24 hours a day, 7 days a week by signing in online or by giving us a call at 1-800-225-5729. Either way, we're here for you.

learn about claims

Who are we?

We were created by Shelter Insurance^®, with the goal of delivering an online experience that works for you. We strive to make the car insurance process clear and simple by ditching the insurance jargon and giving you the information you need to be confident in your policy choice. So, wave goodbye to insurance worries and say hello to Say!

Where we are:

You can find us in Colorado, Illinois, Indiana, Kansas, Missouri, and Tennessee.

Carly G. 07/2021

"Say Insurance has been the easiest company to work with. They have their own system that adds to your insurance score, which allows for better rates...."

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Jennifer 06/2021

"This is the only company that actually saves you money on car insurance. No cap...."

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Daniel G 06/2021

"Best insurance and quality service so far. Easy, online and fit policy to ur needs and price...."

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Sheri 05/2021

"This is definitely a case of where inexpensive doesn't mean cheap. With their roadside service, the amount I don't have to spend on AAA just about two..."

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Jeff 05/2021

"The service is great no one can beat the price this will be my company from now on I SAY love you guys...."

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Daniel T. 03/2021

"I switched to Say Insurance a few months ago and couldn't be happier! Their pricing was excellent and even provided better coverage for a lower rate...."

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Vane 12/2020

"... Highly professional and very much great service. Will stick with them for a long time. Oh, and superb customer service!..."

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Mike 12/2020

"Say insurance is a great Insurance Company the best... I've been on there probably 3 years... they're the cheapest and they're the most reliable..."

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Rock Hand Records 11/2020

"I originally picked Say Insurance for the lowest price they offered. I'm at the end of my second year with them and the premium so far keeps going dow..."

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