Car insurance the
way it should be.

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Or call to get a quote at 1-800-225-5729.


Coverage that meets your needs. Options to consider:

    • Roadside Assistance included in every policy
    • New Car Replacement Policy
    • Rental Reimbursement
    • Many more
learn about coverages


Car insurance that doesn't break the bank. Discounts below can save you up to 10% each!

    • Pay for 6 months at a time
    • Purchase 7 days prior to policy start date
    • Go paperless
view all discounts


Customer service comes first. We're here to help when you need it most.

    • Backed by Shelter Insurance® and 75 years of award-winning service
    • Available to help through phone, chat, or email
more about us

Why choose Say?

Save Time

Access your policy, make a payment and file a claim anywhere, anytime online. If you'd like to call, most of our customer calls are resolved within 5 minutes.

Save Money

We skipped the paper-heavy model and opted for online only, so we can keep costs low for you and save some trees while we're at it.

Save Worries

Accidents are stressful. Thats why we created a claims process that's quick & easy. File a claim 24 hours a day, 7 days a week by signing in online or by giving us a call at 1-800-225-5729. Either way we're here for you.

learn about claims

Who are we?

We were created by Shelter Insurance®, with the goal of delivering an online experience that works for you. We strive to make the car insurance process clear and simple by ditching the insurance jargon and giving you the information you need to be confident in your policy choice. So, wave goodbye to insurance worries and say hello to Say!

Where we are:

You can find us in Colorado, Illinois, Indiana, Kansas, Missouri, and Tennessee.

Talk of the town

Say Insurance® is backed by Shelter Insurance® and their 75+ years of experience.

Say Insurance® is proud to hold an A+ rating from the Better Business Bureau®.